COSIGN

Speculative. You can lose everything. 12-month hold. Reg CF via Wefunder. Not investment advice.

Invest

Get in early,
the right way.

Reserve your spot with no money down, fund through a registered portal when the raise opens, and know exactly what you are buying and what you are risking before you do.

01Testing the waters

Reserve early. Decide later. No money moves until you say so.

A reservation is a non-binding signal of interest, allowed under Reg CF before a raise opens. It costs nothing and commits you to nothing. It just puts you first in line when the offering goes live on Wefunder.

01

Reserve, no money down

You place a non-binding reservation for the amount you are considering. It signals demand and holds your place in line. Nothing is charged.

02

The raise opens on Wefunder

When the offering goes live, you are handed to Wefunder, the registered funding portal that runs the actual Reg CF raise, KYC, and money movement.

03

Confirm and fund there

You review the offering documents on Wefunder, confirm your amount, complete identity checks, and fund. Only then does your reservation become an investment.

ReservationWefunder raiseYou fund and own
02KYC and funding

The compliance happens on the portal, not here.

COSIGN does not collect your identity documents or hold your money. When you fund a raise, Wefunder runs identity verification, applies your Reg CF investment limit, and escrows the money. Here is what that looks like.

Identity

Wefunder verifies your name, date of birth, and address, and runs the standard checks required of a registered funding portal. You complete this once and reuse it across raises.

Eligibility and limits

Reg CF caps how much any individual can invest across all crowdfunding in a year, based on income and net worth. Wefunder calculates and enforces your limit for you.

Funding

You fund by bank transfer or card on the portal. Wefunder holds the funds in escrow until the raise closes. If it does not hit its minimum, you are refunded.

03How much should I put in

Only money you would be fine losing entirely.

This is the most honest sentence on the page. Royalty shares are speculative and illiquid for a year. Most emerging artists will not produce a large stream. Size your position so a total loss changes nothing about your life.

The fan$25 – $100

You love the artist and want a real stake in the project. Treat it like a great seat at the show: money you are glad to have spent even if it never comes back.

The believer$100 – $500

You have listened, read the terms, and think the catalog climbs. Still money you can lose without it touching your rent.

The builder$500+

You are building a small basket across several raises. Diversify across artists, expect most to do little, and size each so any single zero is survivable.

04Investor questions

Before you reserve.

No. Testing-the-waters reservations are non-binding and free. You only become an investor after you confirm and fund on Wefunder once the raise opens.
Regulation Crowdfunding caps how much an individual can invest across all crowdfunding in a 12-month period, based on income and net worth. Wefunder calculates your specific limit during checkout.
Funds are held in escrow by the portal. If the offering does not hit its minimum target, your investment is returned. You are not charged for a raise that does not close.
Dividends are paid pro-rata each quarter from the project's reported streaming, sync, and master revenue. The amount varies every quarter and can be zero.
Not for the first twelve months. Federal law requires a mandatory hold on Reg CF shares. After the hold, shares can trade on the COSIGN secondary market, subject to there being a buyer.
No. COSIGN is a discovery and curation layer. It is not a broker-dealer, funding portal, or investment adviser, and nothing on the site is investment advice.

Risk disclosure

  • 01Royalty shares are speculative. You can lose your entire investment. Most emerging artists do not generate a meaningful royalty stream.
  • 02Shares cannot be sold during the mandatory 12-month hold required by federal securities law. There is no guarantee a secondary market will have buyers when the hold ends.
  • 03Dividends depend on actual streaming, sync, and master revenue from one specific project. They are not fixed, not guaranteed, and may be zero in any quarter.
  • 04A share is a pro-rata interest in a single-project LLC's defined royalty stream. It is not ownership of the artist's catalog, masters, publishing, or future work.
  • 05Investments are made through Wefunder under Regulation Crowdfunding. Wefunder, a registered funding portal, handles all money movement, KYC, and compliance. COSIGN does not hold funds or give investment advice.

All offerings are made through Wefunder Portal LLC, a funding portal registered with the SEC and a member of FINRA. COSIGN is not affiliated as a broker-dealer or funding portal and does not provide investment advice or hold investor funds.